2024 Contribution Limits Roth Ira 2024. You can leave amounts in your roth ira as long as you live. To be eligible to contribute the maximum amount in 2024, your modified adjusted gross income (magi) must be less than $146,000 (up from $138,000 last year) if single or between $230,000 and.
However, while a 401(k) is a great starting point, it has limits. 2024 roth ira contribution limits.